Tuesday, November 2, 2010
Tuesday, July 13, 2010
Gentle Caution on new Business
I always keep an eye on the Bank of Canada and business leaders in the major centres of Canada. They to me are the barometer or pulse that we need to watch daily in our own little world.
Today seems still positive but cautious says the business world as reported by the CBC>
" Top bank finds businesses optimistic
Last Updated: Monday, July 12, 2010
12:16 PM ET Comments67Recommend14CBC News
Optimism about the economic recovery is increasing among Canadian businesses, the Bank of Canada says.
In its annual survey of business conditions released Monday, the bank said firms are reporting improved sales activity over the past year.
The Bank of Canada's annual summer survey of business conditions suggests employers intend to increase hiring. (Philip Scott Andrews/Canadian Press)
That's the first time that's happened in two years.
The results of the survey also suggest executives are planning to take on new workers during the next 12 months.
In a separate survey, loan officers told the central bank they are extending credit to firms on better conditions, particularly big firms.
But not all signs are positive. Business executives say they are increasingly concerned over the prospect of global recovery.
Michael Gregory, senior economist with BMO Capital Markets, said that the results show "that firms continue to expect expanding activity, albeit not as broadly as before [in the April Survey]."
"Given the growing concern over the U.S. and global economic outlook, dimmer sales and investment expectations are not surprising," he said.
Bank staff interviewed senior managers at 100 firms selected as a cross-section of the Canadian economy, between May 19 and June 15.
The data collected on the perspectives of these businesses will be part of many factors the bank considers when making decisions about interest rates. The bank warned statistical reliability of the survey is limited, given the small sample size. "
Read more: http://www.cbc.ca/money/story/2010/07/12/boc-survey-business-optimism.html#ixzz0tZ9POZDQ
Remember in my experience banks tend to be conservative so I see the above news alert as more positive than most of my friends in the business world.
Today seems still positive but cautious says the business world as reported by the CBC>
" Top bank finds businesses optimistic
Last Updated: Monday, July 12, 2010
12:16 PM ET Comments67Recommend14CBC News
Optimism about the economic recovery is increasing among Canadian businesses, the Bank of Canada says.
In its annual survey of business conditions released Monday, the bank said firms are reporting improved sales activity over the past year.
The Bank of Canada's annual summer survey of business conditions suggests employers intend to increase hiring. (Philip Scott Andrews/Canadian Press)
That's the first time that's happened in two years.
The results of the survey also suggest executives are planning to take on new workers during the next 12 months.
In a separate survey, loan officers told the central bank they are extending credit to firms on better conditions, particularly big firms.
But not all signs are positive. Business executives say they are increasingly concerned over the prospect of global recovery.
Michael Gregory, senior economist with BMO Capital Markets, said that the results show "that firms continue to expect expanding activity, albeit not as broadly as before [in the April Survey]."
"Given the growing concern over the U.S. and global economic outlook, dimmer sales and investment expectations are not surprising," he said.
Bank staff interviewed senior managers at 100 firms selected as a cross-section of the Canadian economy, between May 19 and June 15.
The data collected on the perspectives of these businesses will be part of many factors the bank considers when making decisions about interest rates. The bank warned statistical reliability of the survey is limited, given the small sample size. "
Read more: http://www.cbc.ca/money/story/2010/07/12/boc-survey-business-optimism.html#ixzz0tZ9POZDQ
Remember in my experience banks tend to be conservative so I see the above news alert as more positive than most of my friends in the business world.
Friday, July 9, 2010
News Update on Real Estate Market
Housing market begins to cool
After a strong bounce-back, residential real estate is taking a breather. That may not be a bad thing.
Judging from the recently released May housing data, it looks like experts' predictions that the real estate market would slow during the second half of the year may be on target. Existing home sales, new listings and housing starts all slipped during May, and indications are that the trend will continue.
According to the Canadian Real Estate Association, or CREA, 37,576 homes traded hands on a seasonally adjusted basis during May, compared to 38,654 homes during May of last year. The average price of homes sold during the period rose by 8.5 per cent, compared to those sold during the same month last year, to $346,881. However, that percentage increase was significantly smaller than the 13.6 per cent year-to-date average.
Bing!Canada's most affordable cities for real estate
A combination of rising mortgage rates, changes to mortgage regulations and the July 1 implementation of the Harmonized Sales Tax, or HST, in Ontario and British Columbia (which pulled forward some sales into April that normally would have closed in May or later) are being blamed for the sluggishness. According to Adrienne Warren, of the Scotiabank Group, the figures provide further evidence that Canada's housing market has "lost momentum."
Unsurprisingly, the reduced demand also put a damper on homebuilders, as housing starts fell to 189,100 units in May, compared to 201,800 units during April.
Mixed economic factors suggest cooling-off period
While short-term factors are likely responsible for some of the month-to-month variations in housing data, more structural elements are also at play. The Canadian economy, for example, which had been growing steadily for seven straight months, came in flat during April. Retail sales, which had been climbing steadily since the beginning of last year, also tanked during April, falling 1.9 per cent.
The upside for many first time home buyers is home pricing now becomes affordable for many of them. This opens up huge market for realtors searching for new business. Targeting first time home buyers may be the best bang for your buck, increase gross commission returns, and minimize negative growth in the market place.
After a strong bounce-back, residential real estate is taking a breather. That may not be a bad thing.
Judging from the recently released May housing data, it looks like experts' predictions that the real estate market would slow during the second half of the year may be on target. Existing home sales, new listings and housing starts all slipped during May, and indications are that the trend will continue.
According to the Canadian Real Estate Association, or CREA, 37,576 homes traded hands on a seasonally adjusted basis during May, compared to 38,654 homes during May of last year. The average price of homes sold during the period rose by 8.5 per cent, compared to those sold during the same month last year, to $346,881. However, that percentage increase was significantly smaller than the 13.6 per cent year-to-date average.
Bing!Canada's most affordable cities for real estate
A combination of rising mortgage rates, changes to mortgage regulations and the July 1 implementation of the Harmonized Sales Tax, or HST, in Ontario and British Columbia (which pulled forward some sales into April that normally would have closed in May or later) are being blamed for the sluggishness. According to Adrienne Warren, of the Scotiabank Group, the figures provide further evidence that Canada's housing market has "lost momentum."
Unsurprisingly, the reduced demand also put a damper on homebuilders, as housing starts fell to 189,100 units in May, compared to 201,800 units during April.
Mixed economic factors suggest cooling-off period
While short-term factors are likely responsible for some of the month-to-month variations in housing data, more structural elements are also at play. The Canadian economy, for example, which had been growing steadily for seven straight months, came in flat during April. Retail sales, which had been climbing steadily since the beginning of last year, also tanked during April, falling 1.9 per cent.
The upside for many first time home buyers is home pricing now becomes affordable for many of them. This opens up huge market for realtors searching for new business. Targeting first time home buyers may be the best bang for your buck, increase gross commission returns, and minimize negative growth in the market place.
Saturday, June 12, 2010
Wednesday, June 2, 2010
Monday, May 31, 2010
New Flash : New Launch of VIP Client Advantage Plus.com
As Managing Partner of Atlantica Law Group we are continously trying to find new ways to create value added services and products for our clients to take advantage of as a result of being a client of our firm. From our 8 day 7 night vacation certificates, to our travel site that offers more than 65 different opportunites , including anything from flowers, sports and/or entertainment tickets available, golf vacations, cruises, and much more; clients are offered so much opportunities.
Our vip client advantage plus program has been a huge success and a great way to give back to our clients.
Now we have just re-launched our new vip client website that offers valuable information to our seniors and also provides business opportunites that clients may wish to explore at their own time and expense. While we cannot guarantee the products and services we have had many clients that have taken opportunities and have received lots of advantages, benefits and discounts . Take a look at the site and feel free to canvass our newly launched site. If you would like to be a vendor supplier and offer either a advantage, benefit, and or discount to over 40,000 clients just fill out the form and we will have someone contact you as soon as possible. Cheers
vipclientadvantageplus.com
Our vip client advantage plus program has been a huge success and a great way to give back to our clients.
Now we have just re-launched our new vip client website that offers valuable information to our seniors and also provides business opportunites that clients may wish to explore at their own time and expense. While we cannot guarantee the products and services we have had many clients that have taken opportunities and have received lots of advantages, benefits and discounts . Take a look at the site and feel free to canvass our newly launched site. If you would like to be a vendor supplier and offer either a advantage, benefit, and or discount to over 40,000 clients just fill out the form and we will have someone contact you as soon as possible. Cheers
vipclientadvantageplus.com
Tuesday, May 25, 2010
What is your marketing strategy?
This is a very interesting free video that makes alot of sense and should really make you think. Hope you enjoy it.
Monday, February 15, 2010
Monday, February 8, 2010
Monday, February 8, 2010
SENIORS NEED EXERCISE TOO!
I know it sound corny but it is trite to say we all need to exercise more. Seniors even need to get up and move around more so.In a recent Australia report found " the more time sitting still, the greater our risk of death."
After tracking 8,800 people for an average of six years, they discovered that people who watched more than four hours of TV a day increased their risk of dying from any cause by 46 percent, and dying from cardiovascular disease by 80 percent.
Seniors spend way too much time in front of their TV because of boredom. Care must be taken to watch out for this. Twenty minutes three times a week can make a huge difference and add several years to one's life.
Posted by www.estateprotectors.ca
SENIORS NEED EXERCISE TOO!
I know it sound corny but it is trite to say we all need to exercise more. Seniors even need to get up and move around more so.In a recent Australia report found " the more time sitting still, the greater our risk of death."
After tracking 8,800 people for an average of six years, they discovered that people who watched more than four hours of TV a day increased their risk of dying from any cause by 46 percent, and dying from cardiovascular disease by 80 percent.
Seniors spend way too much time in front of their TV because of boredom. Care must be taken to watch out for this. Twenty minutes three times a week can make a huge difference and add several years to one's life.
Posted by www.estateprotectors.ca
Sunday, February 7, 2010
Sunday, November 15, 2009
Personal Growth : Start Thinking Change Now
America's top motivational speaker Jim Rohn puts it all in perspective.Listen and enjoy this video and write down some ideas on how you can better yourself and improve your net wealth. Planning is critical to becoming successful. Without a plan you have zero chances at becoming successful in life. Only you can change yourself. Cheers
Saturday, November 7, 2009
Mastering Your Future : Know the facts LISTEN
Listen carefully to Les Brown's comments about networking marketing and what it means to the future growth of our economy, self improvement, and a better way to become successful. Enjoy. Enjoy your week end.
Thursday, October 15, 2009
Motivational Interlude
Enjoy this short video motivational interlude meant to inspire you for a few moments. Keep the faith. Remember you too can own your own business and become successful. Please feel free to join our blog and contribute to the power of positive thinking. Pass it on. Cheers
Wednesday, October 14, 2009
Are you a Leader ?
What kind of leader are you? Can you become a better leader? How do we get better at leadership. John Maxwell has written over 40 books on leadership. Listen to this short ten minute video which can help us all put it in perspective. Enjoy. Remember you can become a owner of your own business and become successful and become a VIP Client. Please feel free to join our blog and contribute.
Sunday, October 11, 2009
Happy Thanksgiving
Be thankful for ll the htings in your life and for everything that life has to offer. I am blessed for everything that has ever been offered to me . I am thankful for all the things in my life. God has been good to me and to all the people in my life. Have a wonderful day. Cheers
Saturday, October 10, 2009
Setting Goals
I have never ever met a successful person that does not set goals. More importantly, those that write their goals down on paper and review them periodically have an 85 percent chance of reaching their goals.
This is an excellent video I have watched several times because of the impact and the importance it has had in my life in terms of constantly reminding me about setting goals and also consistently review and updating your goals. I can say it works and strongly endorse goal setting. Remember you to can own your own business and become a VIP Client. Please feel free to join our blog. We are always interested in sharing marketing tips and reading / listening to great speakers. Cheers
This is an excellent video I have watched several times because of the impact and the importance it has had in my life in terms of constantly reminding me about setting goals and also consistently review and updating your goals. I can say it works and strongly endorse goal setting. Remember you to can own your own business and become a VIP Client. Please feel free to join our blog. We are always interested in sharing marketing tips and reading / listening to great speakers. Cheers
Thursday, October 8, 2009
There is a Better Way!
In a time when so many people have lost their jobs, even seniors that have seen there stock portfolio dwindle or entired lost, there is a better way. Part and parcel of this problem is changing the mindset of people. Becoming self-employed even as a Senior can help economically but also emotionally. Check the link out below and see what I mean. There is a better way. Remember you too can own your own business and become a VIP Client. Have a great day cheers
http://networkmarketingpro.com/2009/10/02/nmpro-151-we-have-a-better-way/
http://networkmarketingpro.com/2009/10/02/nmpro-151-we-have-a-better-way/
Wednesday, October 7, 2009
Take Control of Your Life
Before you push blame for your failures and know we all have them listen up to who really is responsible?
You are always in 100 percent control and have 100 percent responsibility for everything that has occurred in your life as a result of your actions or inactions. And no matter what has happened to you, you still have 100 percent responsibility for your reactions.
When you truly embrace this concept, your life will never be the same. Then, no matter who is president, what happens in the economy, what anybody said, or did or didn’t do, you will still be 100 percent in control. Only then will you truly be liberated from mental and emotional victimhood.
In this issue, we have brought together leading personal-development experts to help unshackle you from the iron maiden of what has been in control of you. Read our special “Take Control of Your Life” feature.
A shining example of someone who charts her own course is gold medalist and Wimbledon champion Serena Williams; our cover feature explains how she seeks success her way.
Now is the time to grab life by the reins. Take 100 percent responsibility for where you are today; take 100 percent control of where you and your life go from this page forward…and let SUCCESS magazine help you start your journey to the life you were meant to live.
Darren Hardy
SUCCESS Publisher and Editorial Director
You are always in 100 percent control and have 100 percent responsibility for everything that has occurred in your life as a result of your actions or inactions. And no matter what has happened to you, you still have 100 percent responsibility for your reactions.
When you truly embrace this concept, your life will never be the same. Then, no matter who is president, what happens in the economy, what anybody said, or did or didn’t do, you will still be 100 percent in control. Only then will you truly be liberated from mental and emotional victimhood.
In this issue, we have brought together leading personal-development experts to help unshackle you from the iron maiden of what has been in control of you. Read our special “Take Control of Your Life” feature.
A shining example of someone who charts her own course is gold medalist and Wimbledon champion Serena Williams; our cover feature explains how she seeks success her way.
Now is the time to grab life by the reins. Take 100 percent responsibility for where you are today; take 100 percent control of where you and your life go from this page forward…and let SUCCESS magazine help you start your journey to the life you were meant to live.
Darren Hardy
SUCCESS Publisher and Editorial Director
Tuesday, October 6, 2009
Mind Over Matter
I read a book 30 years ago Think and Grow Rich by Napoleon Hill which probably influenced me more than any other book to date. I credit this book with one of the major reasons why I succeeded as a lawyer . Take a look at this short video that encompasses alot of the principles embodded in the above book. Hope you like it. Remember too you to can be successful and a VIP Client. Have a great day. Cheers
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